^FAQFrequently Asked Questions

First Light Wealth Advisors is an independent Registered Investment Advisor, which means we operate under a fiduciary standard and are not tied to any specific products or companies. Our advice is designed to serve your best interests, without commission-based incentives.

A fiduciary is legally required to act in your best interest at all times. For you, that means advice that is aligned with your goals, not influenced by product sales or outside compensation.

We work with individuals, families, retirees, and business owners who value thoughtful, personalized planning and a long-term relationship with a trusted advisor.

We provide comprehensive financial planning, investment management, retirement planning, tax-aware strategies, and estate planning guidance, all coordinated within a unified plan.

Our process starts with understanding your goals and financial picture, then developing a tailored plan, implementing strategies, and providing ongoing guidance as your life evolves.

We review your plan regularly and make adjustments as needed based on changes in your life, financial situation, or market conditions.

We are a fee-based firm. Clients typically pay a combination of an assets-under-management fee along with a planning fee for ongoing advice. We are transparent about all costs and do not receive commissions for recommendations.

We focus on building long-term relationships. While minimums may apply depending on the scope of services, we’re happy to have a conversation to determine if we’re a good fit.

The first meeting is an introductory conversation where we learn about your goals, answer your questions, and determine whether working together makes sense. There is no obligation.

Our approach is grounded in long-term planning, diversification, and risk management. We focus on building portfolios aligned with your goals rather than trying to time the market.

Yes. We often collaborate with your existing professionals to ensure your financial plan is aligned across tax, legal, and investment strategies.

We help you understand when you can retire, how to generate income, how to manage risk, and how to make informed decisions around Social Security and long-term spending.

Yes. We help business owners integrate personal financial planning with business-related decisions, including benefits, retirement plans, and long-term strategy.

It’s helpful to bring recent financial statements, a general understanding of your goals, and any questions you have. We’ll guide you through everything else.

Yes. We regularly share insights, guides, and resources to help clients stay informed and confident in their financial decisions.

The best way to begin is to schedule an introductory call. You can reach out through our contact page, and we’ll take it from there.